Obituaries

Patrick Byrne
B: 1938-09-09
D: 2018-12-16
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Byrne, Patrick
Dolores Schraf
B: 1934-03-14
D: 2018-12-14
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Schraf, Dolores
Patricia Prather
B: 1937-10-24
D: 2018-12-14
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Prather, Patricia
Jeraldine Henderson
B: 1922-02-16
D: 2018-12-13
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Henderson, Jeraldine
Valentine Cawood
B: 1943-12-30
D: 2018-12-11
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Cawood, Valentine
Marion Claro
D: 2018-12-10
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Claro, Marion
Louis Vacca
B: 1917-05-31
D: 2018-12-09
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Vacca, Louis
Edward O'Connor, Jr.
B: 1953-06-14
D: 2018-12-09
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O'Connor, Jr., Edward
Ruben Dizon
B: 1938-04-10
D: 2018-12-09
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Dizon, Ruben
Sherry Clayton
B: 1949-05-06
D: 2018-12-08
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Clayton, Sherry
John Kreuzburg
B: 1942-09-15
D: 2018-12-08
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Kreuzburg, John
Joshua Taylor
B: 1986-01-14
D: 2018-12-08
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Taylor, Joshua
Barton Cannon
B: 1938-08-14
D: 2018-12-07
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Cannon, Barton
Nicos Pantelides
B: 1948-09-26
D: 2018-12-07
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Pantelides, Nicos
Kevin Minor
B: 1952-08-29
D: 2018-12-07
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Minor, Kevin
Matthew Sears
B: 1996-07-26
D: 2018-12-06
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Sears, Matthew
Dr. Donald Bouchard, DDS
B: 1936-02-27
D: 2018-12-05
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Bouchard, DDS, Dr. Donald
Steven Wilson
B: 1985-05-30
D: 2018-12-05
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Wilson, Steven
Thomas Holder
B: 1938-12-27
D: 2018-12-05
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Holder, Thomas
Margaret Williams
B: 1927-07-14
D: 2018-12-03
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Williams, Margaret
Judith Clark
B: 1953-12-21
D: 2018-12-03
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Clark, Judith

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Edgewater, MD 21037
Phone: 410-956-4488
Fax: 410-956-0783
Kalas Funeral Home
Compassion.Innovation.Trust

Who to Contact When Death Occurs

It is a wise move to notify the credit bureaus so they can put a death notice on the person's credit report. This helps prevent identity thieves from using their credit history. In order to place this request you will need to mail a copy of the person's death certificate to each of the three bureaus at these addresses:
 
Equifax 
P.O.Box 9530
Atlanta, GA 30348
 
Experian
P.O.Box 105069
Allen, TX 75013
 
TransUnion
P.O.Box 6790
Fullerton, CA 92634 
 
You should also contact any financial institutions that the deceased had accounts with. Credit cards, loans, savings accounts, investment accounts and more will all need to be notified.  The best method is usually to call the general customer service number. If that doesn't work, try contacting the fraud and identity theft center for assistance. When credit cards are closed, the balance should be paid by the estate.
 
Contact the Social Security Administration and any other government agencies or benefit program that may be making payments to the Decedent. (Note that the payment for the month of death will not be made by the Social Security Administration and others.)
 
Review the Decedent’s financial affairs and look for any estate planning documents, such as Wills and Trusts, along with any other relevant documents, including:
  • Funeral and Burial Plans;
  • Safe Deposit Agreements and keys;
  • Nuptial Agreements;
  • Life Insurance Policies
  • Existence of Trust;
  • Pension-retirement benefits;
  • Old tax returns;
  • Prior Gift Tax returns;
  • Marriage, birth and death certificates;
  • Divorce documentation;
  • Computer records regarding books of a business or personal assets;
  • Bank statements, checkbooks, similar documents;
  • Notes receivable;
  • Titles to motor vehicles;
  • Leases;
  • Securities and list of securities;
  • Any documentation of business ownership or business interest;
  • Health Insurance - make claims for the final illness; and
  • Unpaid bills.
  • If there is a Will, take the Will to the appropriate County or City office to have it accepted for probate.
Administering the Will - If the Will is properly drawn, it will name a Personal Representative (also known as Executor or Executrix). The Personal Representative, who can be an individual, a group of individuals or one or more institutions, or a combination of the aforementioned, will be responsible for the administration of the Estate of the Decedent.